Dental Insurance

I've never had a cavity, but sometimes I wonder...

I saw a black line on my last tooth that lies in the depression on the top of the tooth. I think it may be from when my wisdom teeth were coming in because they were coming in at an angle against that tooth.

Anyways, should I be worried? I've always been told I have good teeth, but that was 8 years ago.

How much is a regular dentist visit? Without insurance, With insurance?

What if I need a filling? Is the composite toxic? How much are those with or without insurance?

Could I go get checked without insurance and then get dental insurance if I need a filling even though it's a 6 month wait period? Then wait 6 months then get the filling?

Or should I just go ASAP and get a filling ASAP if i needed one?

Or should I get insurance first, then go in 6 months after the waiting period is over?

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Individual or Family Health Plan
It is the major health insurance plan for the individuals and families. If you're looking for the comprehensive and long term health insurance coverages for yourself and your family members that are sixty two yrs old or younger,then it is the plan to select.

Medical Discount Plans
ideal for those people who can not afford or qualify for the traditional health insurance. The providers offer the discounted health services for the quite low monthly fee. The Benefits contain a range of the discounts for dental, vision, prescriptions,doctors, hospitals, vitamins, and other health services.

Short Term Medical Plan
This plan is best for the individuals in transition. Maybe you just have graduated from the college and are no longer covered under the student health insurance or maybe you just moved out on your own, and you are not covered under your parent's medical insurance plan anymore. Or maybe you are employed part-time, leaving your home for the first time,going to school,or even retire early. Perhaps you have found one new job, but the group health insurance plan of your new employer will not kick in until you have been with months.

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About a year ago, my dentist told me that I would have to have my wisdom teeth removed. She said this could not be done in a dentist's office.

Right now, I have medical insurance, but not dental insurance. I want to know how to have this procedure done using my medical insurance, if that is possible.

Who do I see first? A dentist or a doctor for a recommendation. Can this apply to medical insurance, and not dental?

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My dentist passed away. His son now runs his business. He's been there for awhile so I assume his reputation is good. They charge around 230 for the full visit, cleaning, xray, exam.

Another dentist charges about 181 for the full service.

I think the only difference is the first listed does a panoramic xray, while the second just does bite wings.

I don't have dental insurance. I am thinking about getting it though, then cancelling after my visits.

Worst case scenario, if I have a cavity, then I will keep the insurance and wait 6 months for filling coverage to kick in.

The insurance will only cover 50% of the filling, one per tooth. And I don't even think they cover composite fillings, just the metal kind which is sad, because I'll only do composite.

I kinda don't know what to do because I haven't been to the dentist in about 6 or 7 years, but I brush everyday, and floss a lot.

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Home >All Categories > Health >Dental >Open Question AskAnswe... Member since:April 18, 2006Total points:240 (Level 1)I am a 26 year old female and need to get braces. They're priced at $5,500. i have Metlife Dental PPO insurance but of course this does not cover ortho. for me. I think the cut off age was 25 years of age. Am currently looking for adult ortho. insurance to help cover the cost of my braces. Thank you!
I live in MD, USA.Answer Question

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I already have braces and am about to get dental insurance. Will my insurance cover any of the remaining cost of the braces even though I already have them?!

About 2 years ago i had a root canal done. The doctor seemed more interested in the party they went to than getting my job done so i cancelled the next appointment for the crown and had my insurance take back the advanced payment. I was never able to get the crown done with the ending of the insurance Now it has fallen out screw and all. It doesn't hurt but i must say i am a bit worried bout what i should do here and if it will start hurting. I still to this point have no insurance and am worried about infection etc... any advice?

i'm 24 and still under my fathers' dental insurance.i'm going to get dental benefits of my own at my job in a month.i want to get braces.can i get braces now with my fathers insurance,then switch to my insurance,if it's better?can i use both insurances at the same time?what is the best thing i can do?

Home >All Categories > Health >Dental >Open Question chychy Member since:June 18, 2011Total points:95 (Level 1)Ok so my i went to the orthodontics and they said i needed braces.. But my mom said her financing isn't great i need them very badly.. How can i get braces with my moms finances.Answer Question

by blahh Member since:August 04, 2009Total points:1,781 (Level 3)I guess wait till there's enough money for them. You will have monthly payments of about $150 dollars. So since your insurance covers it, your mother won't have to pay for that long. My insurance covers nothing so my mom is paying the whole $4500 out of her pocket even though we're having financial problems. Have a talk with your mom and ortho for possible payment plans.
Hope I helped and good luck! (:

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I live in Egypt, I have pain in my left Jaw and the Dr. told me to do disk (TMJ) surgery... He told me the best place is USA, and I heard that Germany is also good i can do it in any country as I have the Canadian citizenship and that's why i want to know does the health insurance in Canada cover this surgery or not?? and If anyone can help me giving the prices in each of these 3 countries...

Thx a lot for ur support :)

It depends on your insurance, dental facility, and corrective plan. Regardless braces are not cheap :/

I have devastatingly bad teeth, broken and falling out from years of bad dental hygiene, I have no insurance, no job, and no money at all. I live in Central Florida, and have a Wisconsin ID. My teeth are broken, and cause me insane amounts of mind numbing pain. IS THERE ANYTHING I CAN DO, IS THERE ANY HELP FOR SOMEONE LIKE ME!?

Home >All Categories > Health >Dental >Open Question cindy Member since:October 09, 2006Total points:1,377 (Level 3)so my insurance company says they cover "75% co-payment of dental work for a maximum of $500" so what does this mean, do they cover 75% of the cost and I must pay the extra 25%???Answer Question

by Kelly K Member since:January 19, 2011Total points:5 (Level 1)a copayment is what you pay im pretty sure.

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i havent been to a dentist in like a year and when i was going to see dentists none of them seemed to think i really needed my wisdom teeth removed (and if they did none of them said anything). but now i think i might need to get them removed as the top 2 have been directly underneath the gums (no part of them is above the gums but i can feel them with my tongue and fingers) for a year or two and have been causing me pain about half of the time (which came back a few weeks ago after no pain for a while and it seems to be increasing every day - though its not constant pain which makes it a bit easier to deal with) since theyve been growing in (they first showed up around when i was 16 and now im 20) - meanwhile ive had no problems with my bottom one (i was told i only have 3). im still living at home and $ is extremely tight right now (we are making it by with not very much $ left after paying the bills) i have no dental insurance though i have medical insurance and i was thinking of getting some stuff (getting wisdom teeth and a tooth i have that hasnt had a filling in a long time removed) done at a dental school as i have heard they are cheap.

Home >All Categories > Health >Dental >Open Question Evie Member since:September 10, 2007Total points:212 (Level 1)My body wouldn't sedate during my surgery so after trying for 6 hrs. The dentist had to go in and cut and extract 6 teeth. I havent slept, no sleep at all so ive had to deal with the pain around the clock My face is bruised. My mouth screams when i try to do anything, especially after the 3 day point when i could take out my denture I have one more day of pain meds left. 5 days later and I was going to call dentist and request more b/c this weekend will be hell. Someone told me this could piss my dr and ins company off, but this wasn't the average surgery my dentist is 100 miles away and I'm not sure what to do. I haven't slept since Tuesday morning. My face looks " beaten " do you really think the insurance company would deny this? Do I need to consult my dr or dentist first? If I'm not healing as fast as I should be, what do I do ? I'm praying so hard that they can help me enough to make it through the weekend, where hopefully I can heal. Is there a way to request pharmacy NOT to use my insurance. Seems like that's where the problem would be. I just don't know where to turn nextAnswer Question

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Home >All Categories > Health >Dental >Open Question Eliana Gomez Member since:March 10, 2011Total points:94 (Level 1)I have tooth decay & I've checked online that if I don't get it pulled it will vet worst but I have no money or insurance. Is there some way for me to get like emergency dental care?Answer Question

by Jose Member since:March 12, 2011Total points:113 (Level 1)Yes try getting medical, the government can help you

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My dentist told me I had crowding and a slight over bite and that i would need braces, I was wondering if my insurance would cover Invisalign? I have All Kids Assist Cover insurance and I am 13. Thanks

Ok I'm trying to get my back two molars taken out but I don't have insurance .. and since this is going to be my first visit to the dentist in a long time they said x rays and check up will cost 78 bucks but that's the thing I'm tight on money is there anywere were you can just pay to get your tooth that's bothering you removed without going trough the whole x ray thing .. also I don't want to be put to sleep so how much would laughing gas cost?

Home >All Categories > Health >Dental >Open Question Cady Member since:April 15, 2011Total points:91 (Level 1)I am a 19 year old single mother. My name is Cady, and i am under insured. I just went to the dentist today and found out i needed more than 12 root canals. All My teeth are destroyed. Due to drug problems in my past, and caffeine addicted. IS there anyone who can refer me to someone who can help me. My insurance who help me and my teeth need fixed.Answer Question

by sonriel Member since:November 26, 2009Total points:5,935 (Level 5)there should be a clinic in your area call social services and ask

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I had tooth (one right next to the very front teeth) filled on the back side, 8 or 9 years back. it was a VERY tiny bit of decay then. For about 2-3 months after having that filling, i had some sensitivity in tooth, mostly to cold air, and very cold water, or beverage. It then stopped, and had no problems with pain since. About a month ago , i noticed some more small areas of what looked like decay to me , on the same tooth. (i have VERY GOOD oral hygene, just for the record, so dont judge me!) So i went back to the dentist (a different one, due to insurance reasons, and because my sister reccomended her.) At the dentist office they did xrays, and examined all my teeth, and was told i needed to get more fillings. (and a wisdom tooth removed, ugh!) I have a appointment next week to have all this done. However, since i went in for the exam and xrays, that same tooth has became extremely sensitive again, and im wondering if this is just due to all the poking/prodding/and scraping or what not, that she did during the exam. and if it was anything else, (like HOPEFULLY NOT needing a root canal!) shouldnt she had realized from at least viewing the xrays, if not from the exam?

Sorry if im coming off alittle over anxious,....like i said the appt.'s next week. and me + dentist = alittle anxiety!

Thanks!

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